Earning in one country, living in another.
Luxembourg counted more than 233,000 cross-border workers in the first quarter of 2026 according to STATEC, close to half the country's salaried jobs. Almost no personal finance app is built for them: they assume one bank, one country, one currency. Here are four guides for the real case.
Working in Luxembourg
A salary here, rent somewhere else, and six Luxembourg simulators that work out your tax class and commuting costs.
Read the guide →Several currencies
Every account keeps its own money, the total shows in the one you pick. Without rewriting your history into euros.
Read the guide →Moving to Luxembourg
The accounts left behind, the first tax assessment, and the statement a bank wants before a mortgage.
Read the guide →Commuting from Belgium or Germany
Two administrations, one wallet. What the simulators cover, and above all what they do not cover yet.
Read the guide →Two questions that keep coming up among cross-border workers.
Cross-border wealth is rarely held outright, and it usually ends up in front of a banker.
Track a property company, joint estate or split interest
Declare who holds what, with the share and the right attached, and read a net worth figure that is genuinely yours.
See how →Build a wealth statement
The dated record asked for before a mortgage or a bank meeting, without starting again from a spreadsheet.
See how →Try it without installing or paying for anything.
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