Track a property company, a joint estate, a dismembered asset.
Every wealth aggregator starts from the same assumption: one person, and they own all of it. The moment a property company, a jointly inherited flat or a usufruct enters the picture, the number on screen stops being yours. Avuru lets you declare who holds what, in what proportion, under which right.
Not for you if
- You own everything directly and outright. In that case the structure layer never even appears, and that is deliberate.
- You want your company's bookkeeping, filings or tax return. This is not an accounting tool.
- You want your accounts to sync themselves. Automatic bank connection is still being built here.
For you if
- You own something with other people and you are tired of mentally halving every figure.
- A gift has dismembered part of your estate and you no longer know which number to quote.
- You hold through a company, possibly from a country other than the one the asset sits in.
- Someone asks you for a wealth statement and you rebuild it by hand in a spreadsheet every time.
Three facts, and the maths follows.
Nothing more. And if you declare nothing, everything stays at 100% in your name, exactly as before.
Individual, joint estate, property company, company, holding.
You name the structure, give its type and, if you want, its registration number and country. A French property company held from Luxembourg or Belgium is declared like any other — the country is a field, not a limit.
30% of a company, half a flat.
Each holding and each account attaches to an entity with the share you hold. The headline net worth becomes net of that share, with the gross value shown right beside it: on a statement handed to a notary, both numbers matter.
Full ownership, usufruct, bare ownership.
For a dismembered asset you state the share of value attached to the right you hold. Enter the usufructuary's age and the French art. 669 CGI scale fills it in — offered, never imposed, always editable. Until you supply it, the holding counts at its full value and carries a "to be confirmed" flag: we do not make your wealth disappear because a field is blank.
A dated statement, and an export your adviser can read.
Once ownership is declared, the wealth statement comes out in one click, gross and net of share, with the list of structures. The CSV export follows a documented, versioned column set: your adviser loads it without you re-typing anything.
What it costs.
Declaring structures is part of the Pro plan: €36.99 a month, or €349.99 a year. The free tier asks for no card and every paid plan opens a 14-day trial. Payments are not open yet: early adopters come in with 3 months of Plus free.
Frequently asked
Can a wealth tracker follow a property company or a jointly-owned asset?
Rarely. Most consumer aggregators assume one person owns 100% of everything on screen. Avuru lets you declare a property company, a limited company, a holding company or an undivided estate, then attach each holding to it with the share you hold.
How is a dismembered asset valued?
You declare the share of value attached to the right you hold. A one-click fill applies the French art. 669 CGI scale from the usufructuary's age, and stays editable — the figure you keep is the figure we report.
What happens if I do not declare the usufruct / bare ownership split?
The holding keeps counting at its full value and is flagged as incomplete. Your net worth never collapses silently because a field was left empty.
Do I need to declare anything if I own everything outright?
No. With nothing declared, everything is implicitly yours, at 100%, in full ownership. The structure layer only unfolds if you ask for it.
Does this replace my company's accounts?
No. It records your ownership and your declared values so a wealth statement can be produced. It does not keep the company's books, computes no tax and does not replace your accountant.
What does it cost?
Declaring structures is part of the Pro plan, at €36.99 a month or €349.99 a year. Every paid plan opens a 14-day trial.
Your wealth, as it is actually held.
Declare a structure in two minutes, or declare none at all — your call.
Start for free