Looking for a Linxo alternative?
Linxo Lab is free, and its automatic categorisation is among the best in France. Two details matter before you hand over your accounts: Crédit Agricole owns 85% of it, and a paid plan is announced for September 2026.
Stay on Linxo if
- The price is unbeatable until the paid plan ships.
- You need those 1,700 connectors, and your bank is one of them.
- Instant transfers and QR payments are genuinely useful to you.
- Crédit Agricole sitting behind it does not bother you.
Move to Avuru if
- You would rather the tool reading your accounts was not owned by a bank.
- You want to know the price in advance, instead of meeting a pricing table in September 2026.
- You are in Luxembourg or commuting across the border, and Linxo only covers France.
- You want to project financial independence, not just file the past.
What each one does for real.
Including the boxes where we are not ready yet. A comparison page that never loses is useful to nobody.
Your accounts, from a conversation.
Linxo files your accounts. Avuru also lets you ask it things out loud. You generate a key in your settings, paste it once into Claude, and then just ask. How much did I spend on restaurants in July. Add the garage invoice. Move the grocery budget to EUR 400.
Linxo does not expose an MCP server. Avuru Connect is part of the Pro plan, and the 14 day trial gives you access.
Luxembourg, not only France.
Linxo offers nothing for Luxembourg tax. If you live in Luxembourg, or work there while living across the border, your tax return looks like nobody else's. Six simulators handle that, and they fill themselves from your data if you let them.
Avuru does not replace a tax adviser. These simulators give you an order of magnitude, not a filing.
Knowing where you land in ten years.
Linxo is free today. Come September 2026, nobody yet knows at what price. The free tier gives you two accounts with no card. After that EUR 5.99 a month for unlimited accounts, EUR 15.99 for full budgeting and AI, EUR 36.99 for Avuru Connect. Fourteen days of trial on every paid plan, matched to the European withdrawal period so the first charge lands after it closes rather than before.
Payments are not open yet. You can use the free tier right now.
What you pay, on both sides.
Public prices as of August 2026. Neither free trial asks for a card.
- Free: 2 accounts, no card
- Lite: EUR 5.99 a month or EUR 54.99 a year
- Plus: EUR 15.99 a month or EUR 149.99 a year
- Pro: EUR 36.99 a month or EUR 349.99 a year, with Avuru Connect
- Linxo Lab: free, with no paid tier so far
- More than 1,700 bank connectors
- Paid plan announced for September 2026, price unknown
- 85% owned by Crédit Agricole
Frequently asked questions
Is Linxo Lab really free?
Yes, so far, with no paid tier. The publisher has announced a paid plan for September 2026 and said the current free features would stay available. The price is not known.
Who owns Linxo?
Crédit Agricole bought 85% of the company in 2020. That is a public fact rather than an accusation, but it is worth knowing when you pick who reads your bank statements.
Does Avuru sync my banks the way Linxo does?
Not yet. Linxo advertises more than 1,700 connectors and we have nothing comparable today. Automatic PSD2 connection is on the way. Until then, importing a PDF statement, a photo, a CSV or an OFX does the job.
What does Avuru do that Linxo does not?
Six Luxembourg tax simulators, control from Claude through Avuru Connect, a FIRE planner with Monte Carlo simulation, and goals ranked by level of need.
How much does Avuru cost?
The free tier gives you two accounts and asks for no card. After that EUR 5.99 a month, EUR 15.99 for full budgeting and AI, EUR 36.99 for Avuru Connect. The price is published and will not shift under you.
Can I try it without paying?
A public demo opens with no account and no email, and every paid plan comes with a 14 day trial.
Other comparisons
Try it without installing or paying anything.
The demo opens with no account and no email. If Avuru suits you, the free tier asks for no card. And if you change your mind, everything deletes in one click.
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