avuruCompound interest
What regular saving turns into over 10, 20 or 30 years, fees and inflation included. A reverse mode works out the deposit needed to reach a target capital, and the link shares your own settings.
Open the calculatorThe Avuru tools
Free financial calculators. Put your assumptions to work.
Savings, property, loans or Luxembourg tax: explore a question with your own numbers. Eleven calculators, without an account or email.
Find a calculatorWhat would you like to calculate?
11 calculators
Savings & goals
3 calculatorsRent or buy
The real cost of both, year after year, and the year buying moves ahead of renting.
Open the calculatorFinancial independence
The year your portfolio pays the income you want, with the tax of the country you live in. The studio mode breaks the plan down phase by phase.
Open the FIRE calculatorLoans & repayments
2 calculatorsLoan repayment
The monthly payment, the total cost of the credit and the effective annual rate, from the amount, the term and the rate.
Work out a paymentDebt payoff
Avalanche or snowball. The time it takes, the interest paid in total, and the order in which to clear your loans.
Compare the strategiesLuxembourg tax
6 calculatorsLuxembourg income tax
The scale applied to your gross income, with the effective rate and the marginal rate.
Estimate my taxTax class 1, 1a or 2
What the class changes, and what collective taxation changes, for your household's tax bill.
Compare the classesTax deductions
The expenses that are deductible in Luxembourg, and the tax each one actually saves you.
Review the deductionsCommuting allowance
Your home-to-work distance turned into distance units, then into a deduction against taxable income.
Work out the deductionPaying in before 31 December
What a year-end contribution does to your tax: pension savings, home savings, and the ceilings you have already hit.
See what it changesProperty capital gains
The taxable share of a Luxembourg property sale, based on how long you held the property.
Estimate the gainBefore you begin
Read the result with its assumptions.
The calculators model a scenario using the amounts and assumptions you enter. Results change when those assumptions change. They do not recommend products and do not constitute investment advice.
Understand the mechanisms in our guidesThe calculators are the part you get for free.
Behind them, Avuru pulls your accounts, your investments and your currencies into a single net worth. The demo opens with no account and no email.
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