Early adopters: 3 months of Plus free · up to 12 months with referrals · see the programme

Comparison · Finary

Looking for a Finary alternative in 2026?

Finary tracks a portfolio better than we do, and that is worth saying up front. But if your real question sounds more like how much tax do I actually owe across two countries, or can I afford this, you are looking for a different tool.

Checked August 2026

Stay on Finary if

  • You want crypto, property, private equity and precious metals on one screen today. Finary aggregates all of it, we do not yet.
  • Your accounts need to sync on their own. Finary advertises more than 20,000 banks, brokers and crypto platforms.
  • You buy crypto inside the app and the 1.29% fee suits you.

Move to Avuru if

  • You live between two countries. Expat, cross-border commuter, or simply paid in one currency and spending in another: your accounts show in euros, dollars or Swiss francs.
  • You want tax tooling, not just a dashboard. Six simulators, Luxembourg first.
  • You want to run your money by talking to Claude, and to be able to say undo that.
  • You prefer €5.99 a month to €54.99 taken in one go.
  • You want a publisher that earns nothing on your investments.
Line by line

Where Finary wins, and where it doesn't.

Finary tracks a portfolio better than we do, and that line sits in the table. A comparison written by one of the two sides deserves to be read that way, so the boxes we lose are in there too.

Criterion
Avuru
Finary
Accounts and data
Automatic bank connectionPSD2, read only
Soon
Yes
Manual entry and import
Yes
Yes
Document vault with search
Yes
No
Transactions pulled out of a PDF statement or a photo
Yes
No
Budget and goals
Budgets and categorisation
Yes
Plus plan
Goals ranked by level of needRent before the holiday
Yes
No
Can I afford this, with money left to live on
Yes
No
FIRE planner with Monte Carlo simulation
Yes
No
Loan and rent-versus-buy simulators
Yes
No
Expats and cross-border
Tax simulatorsLuxembourg first
6
No
Tax class and quasi-resident status
Yes
No
Cross-border commuting and travel deduction
Yes
No
Running it from an AI
Runs from Claude or another MCP assistant
Yes
No
The assistant can write, and every write can be undone
Yes
No
Revocable key, read or write scope of your choosing
Yes
No
Model, data and price
Head office and hosting
Luxembourg, EU
France, EU
Ownership
Independent
Independent
How the publisher makes money
Subscription only
Subscription + 1.29 to 1.49% crypto
Commission on assets held
0%
0%
Free tier
2 accounts
2 syncs
First paid tier
€5.99 a month
€54.99 a year
Free trial
14 days
3 to 14 days
Demo you can open without an account
Yes
No
Checked on the publishers' own sites in August 2026. These offers move, verify before you decide.
01 · Avuru Connect

Your portfolio, just by asking.

Finary opens, gets looked at, gets closed. Avuru does that too, and answers back when you talk to it from Claude. You generate a key in your settings, paste it once, and ask out loud. What is my portfolio worth this morning. Add this quarter's brokerage fees. Recategorise that transfer as savings.

Eighteen tools open to the assistant, six of which write into your accounts
Undo by voice: you say undo that, and the line goes back to what it was
Revocable key in one click, read-only or write, your call
Three areas stay shut: account deletion, security, billing
More on Avuru Connect →

Finary exposes no MCP server, so there is nothing equivalent on their side. Avuru Connect comes with the Pro plan, and the 14 day trial opens it.

What is my portfolio worth read€48,210
Add the brokerage fees write€62
Recategorise that transfer writesavings
Undo that undorestored
KeyPro · revocable in one click
02 · Expats and cross-border

When your salary changes country.

Finary is built for a French tax resident. If you are paid in Swiss francs, if you work in Luxembourg and sleep in Moselle, or if you moved abroad and kept your old accounts, the app shows what you hold and never touches the question that actually costs you money: how much each country takes. Avuru consolidates your accounts in euros, dollars or Swiss francs, and ships six tax simulators that fill themselves from your data if you let them.

Multi-currency display in euros, dollars or Swiss francs, no manual conversion
Luxembourg tax estimator and a deduction finder across twelve categories
Tax class, quasi-resident status and the cross-border commuting deduction
Property capital gains and a year-end optimiser to run before 31 December
See the simulators →

The simulators cover Luxembourg today, other jurisdictions will follow. They give you an order of magnitude, not a filing, and they do not replace a tax adviser.

Tax estimator Luxembourg, class 2€31,480
Property capital gains rental sale€4,120
Deduction finder 12 categories€1,840
Year-end optimiser before 31/12€910
Estimated gap€6,870
03 · Price and projection

What you will hold, and by when.

Finary tells you what you own this morning. That is already a lot, and they do it better than we do. The next question is whether it is enough, and when. Avuru's planner runs ten thousand market scenarios instead of one average return typed in by hand, and returns a probability rather than a reassuring curve. On price, budgeting starts at €149.99 a year at Finary and at €15.99 a month here, and you can stop the month after.

FIRE planner with ten thousand Monte Carlo draws, not a return slider
Goals ranked by level of need, rent before the holiday
Can I afford this answers with what you actually have left, not your balance
Zero commission on your holdings, and no data resold
See pricing →

You can compare before you choose: our compound interest calculator and our FIRE calculator open with no account, like the nine others.

Payments are not open yet. The free tier works right now: two accounts, no card.

Monthly saving simulated€1,250
Return used net of inflation4.0%
Success probability 10,000 draws87%
Top goal level 2 of 5home deposit
Estimated independence2041
Pricing

What you pay, on both sides.

Public prices as of August 2026. Neither free trial asks for a card.

Avuru Finance
€5.99a month
  • Free: 2 accounts, no card
  • Lite: €5.99 a month or €54.99 a year
  • Plus: €15.99 a month or €149.99 a year
  • Pro: €36.99 a month or €349.99 a year, with Avuru Connect
Start for free
Finary
€54.99a year
  • Free: 2 syncs, 2 goals
  • Lite: €54.99 a year, 3 day trial
  • Plus: €149.99 a year, budget and fee scanner
  • Pro: €349.99 a year, business accounts and holding mode

Frequently asked questions

Is Finary free?

There is a free tier, capped at two syncs and two tracked goals. Budgeting, the fee scanner and dividend tracking start on the Plus plan at €149.99 a year.

Does Avuru sync my banks the way Finary does?

Not yet, and we would rather say so here than let you find out after signing up. Automatic PSD2 connection is on the way. Until then you import a PDF statement, a photo, a CSV or an OFX file and Avuru pulls the transactions out, or you enter them by hand.

Does Avuru track crypto and property like Finary?

Not today. Bank accounts and loans work, the other asset classes are coming. On that specific ground, Finary is ahead.

What does Avuru do that Finary does not?

Six tax simulators with Luxembourg first, control from Claude through Avuru Connect, a FIRE planner with Monte Carlo simulation, and goals ranked by level of need.

How much does Avuru cost next to Finary?

Avuru's free tier gives you two accounts. After that €5.99 a month, €15.99 for full budgeting and AI, €36.99 for Avuru Connect. The yearly prices match Finary's: €54.99, €149.99 and €349.99.

Can I try it without paying?

A public demo opens with no account and no email. The free tier asks for no card, and every paid plan comes with a 14 day trial.

Look first, decide after.

The demo opens with no account and no email address. If Avuru suits you, the free tier asks for no card. And if you stay on Finary for portfolio tracking, this page will at least have saved you an evening of trials.

Start for free

Or explore the demo first.

Start for free