Early adopters: 3 months of Plus free · up to 12 months with referrals · see the programme

Comparison · Finary

Looking for a Finary alternative?

Finary tracks a portfolio better than we do, and that is worth saying up front. But if your real question sounds more like how much tax do I owe in Luxembourg, or can I actually afford this, you are looking for a different tool.

Checked August 2026

Stay on Finary if

  • You want crypto, property, private equity and precious metals on one screen today. Finary aggregates all of it, we do not yet.
  • Your accounts need to sync on their own. Finary advertises more than 20,000 banks, brokers and crypto platforms.
  • You buy crypto inside the app and the 1.29% fee suits you.

Move to Avuru if

  • You live in Luxembourg, or you work there and live across the border. Six tax simulators are waiting, including tax class and the commuting deduction.
  • You want to run your money by talking to Claude, and to be able to say undo that.
  • You prefer EUR 5.99 a month to EUR 54.99 taken in one go.
  • You want a publisher that earns nothing on your investments.
Line by line

What each one does for real.

Including the boxes where we are not ready yet. A comparison page that never loses is useful to nobody.

Criterion
Avuru
Finary
Accounts and data
Automatic bank connectionPSD2, read only
Soon
Yes
Manual entry and import
Yes
Yes
Document vault with search
Yes
No
Transactions pulled out of a PDF statement or a photo
Yes
No
Budget and goals
Budgets and categorisation
Yes
Plus plan
Goals ranked by level of needRent before the holiday
Yes
No
Can I afford this, with money left to live on
Yes
No
FIRE planner with Monte Carlo simulation
Yes
No
Loan and rent-versus-buy simulators
Yes
No
Tax
Luxembourg tax simulators
6
No
Tax class and quasi-resident status
Yes
No
Cross-border commuting and travel deduction
Yes
No
Running it from an AI
Runs from Claude or another MCP assistant
Yes
No
The assistant can write, and every write can be undone
Yes
No
Revocable key, read or write scope of your choosing
Yes
No
Model, data and price
Head office and hosting
Luxembourg, EU
France, EU
Ownership
Independent
Independent
How the publisher makes money
Subscription only
Subscription + 1.29 to 1.49% crypto
Commission on assets held
0%
0%
Free tier
2 accounts
2 syncs
First paid tier
EUR 5.99 a month
EUR 54.99 a year
Free trial
14 days
3 to 14 days
Demo you can open without an account
Yes
No
Checked on the publishers' own sites in August 2026. These offers move, verify before you decide.
01 · Avuru Connect

Your accounts, from a conversation.

Finary is something you look at. Avuru is something you look at and also talk to. You generate a key in your settings, paste it once into Claude, and then just ask. How much did I spend on restaurants in July. Add the garage invoice. Move the grocery budget to EUR 400.

Eighteen tools exposed to the assistant, six of which write
Native undo on every change: you say undo that, without reopening the app
Revocable key in one click, with read-only or write scope as you choose
Out of reach: account deletion, security and billing
More on Avuru Connect →

Finary does not expose an MCP server. Avuru Connect is part of the Pro plan, and the 14 day trial gives you access.

How much on restaurants in July? readEUR 412
Add the garage invoice writeEUR 185
Move grocery budget to 400 writeEUR 400
Undo that undorestored
KeyPro · revocable in one click
02 · Tax

Luxembourg, not only France.

Finary offers nothing for Luxembourg tax. If you live in Luxembourg, or work there while living across the border, your tax return looks like nobody else's. Six simulators handle that, and they fill themselves from your data if you let them.

Tax estimator and deduction finder
Tax class and quasi-resident status
Commuting deduction for cross-border workers
Year-end optimiser and property capital gains
See the simulators →

Avuru does not replace a tax adviser. These simulators give you an order of magnitude, not a filing.

Tax estimator Luxembourgclass 2
Deduction finder 12 itemsEUR 1,840
Commuting deduction cross-borderEUR 2,574
Year-end optimiser before 31 DecEUR 910
Estimated gapEUR 5,324
03 · Price and projection

Knowing where you land in ten years.

At Finary, budgeting starts at EUR 149.99 a year. Here it starts at EUR 15.99 a month, and you can stop the month after. The free tier gives you two accounts with no card. After that EUR 5.99 a month for unlimited accounts, EUR 15.99 for full budgeting and AI, EUR 36.99 for Avuru Connect. Fourteen days of trial on every paid plan, matched to the European withdrawal period so the first charge lands after it closes rather than before.

FIRE planner with Monte Carlo simulation, not a slider
Goals ranked by level of need: rent comes before the holiday
Can I afford this answers with the money you actually have left
Zero commission on what you hold, and your data is not resold
See pricing →

Payments are not open yet. You can use the free tier right now.

Monthly saving simulatedEUR 1,250
Assumed return net of inflation4.0%
Probability of success Monte Carlo, 10,000 runs87%
Top priority goal level 2 of 5home deposit
Estimated independence2041
Pricing

What you pay, on both sides.

Public prices as of August 2026. Neither free trial asks for a card.

Avuru Finance
EUR 5.99a month
  • Free: 2 accounts, no card
  • Lite: EUR 5.99 a month or EUR 54.99 a year
  • Plus: EUR 15.99 a month or EUR 149.99 a year
  • Pro: EUR 36.99 a month or EUR 349.99 a year, with Avuru Connect
Start for free
Finary
EUR 54.99a year
  • Free: 2 syncs, 2 goals
  • Lite: EUR 54.99 a year, 3 day trial
  • Plus: EUR 149.99 a year, budget and fee scanner
  • Pro: EUR 349.99 a year, business accounts and holding mode

Frequently asked questions

Is Finary free?

There is a free tier, capped at two syncs and two tracked goals. Budgeting, the fee scanner and dividend tracking start on the Plus plan at EUR 149.99 a year.

Does Avuru sync my banks the way Finary does?

Not yet, and we would rather say so here than let you find out after signing up. Automatic PSD2 connection is on the way. Until then you import a PDF statement, a photo, a CSV or an OFX file and Avuru pulls the transactions out, or you enter them by hand.

Does Avuru track crypto and property like Finary?

Not today. Bank accounts and loans work, the other asset classes are coming. On that specific ground, Finary is ahead.

What does Avuru do that Finary does not?

Six Luxembourg tax simulators, control from Claude through Avuru Connect, a FIRE planner with Monte Carlo simulation, and goals ranked by level of need.

How much does Avuru cost next to Finary?

Avuru's free tier gives you two accounts. After that EUR 5.99 a month, EUR 15.99 for full budgeting and AI, EUR 36.99 for Avuru Connect. The yearly prices match Finary's: EUR 54.99, EUR 149.99 and EUR 349.99.

Can I try it without paying?

A public demo opens with no account and no email. The free tier asks for no card, and every paid plan comes with a 14 day trial.

Try it without installing or paying anything.

The demo opens with no account and no email. If Avuru suits you, the free tier asks for no card. And if you change your mind, everything deletes in one click.

Start for free

Or explore the demo first.

Start for free