Looking for a Bankin' alternative?
Bankin' handles day to day money well, for EUR 4.99 a month. Two things hold it back: part of its revenue comes from cashback and affiliate deals on your spending, and it projects nothing ten years out.
Stay on Bankin' if
- You mainly want to follow the current month, and Bankin' has done that well for years.
- The cashback earns you more than it bothers you.
- EUR 4.99 a month, or EUR 39.99 a year, is the cheapest price on this page.
- Your accounts need to sync on their own, right now.
Move to Avuru if
- You want to know where you land in ten years, not just on the 30th of the month.
- Luxembourg tax or cross-border status applies to you.
- You prefer a publisher paid by your subscription and by nothing else.
- You want to run your accounts from a conversation with an AI.
What each one does for real.
Including the boxes where we are not ready yet. A comparison page that never loses is useful to nobody.
Your accounts, from a conversation.
Bankin' lives in your phone. Avuru also lives inside your AI assistant. You generate a key in your settings, paste it once into Claude, and then just ask. How much did I spend on restaurants in July. Add the garage invoice. Move the grocery budget to EUR 400.
Bankin' does not expose an MCP server. Avuru Connect is part of the Pro plan, and the 14 day trial gives you access.
Luxembourg, not only France.
Bankin' offers nothing for Luxembourg tax. If you live in Luxembourg, or work there while living across the border, your tax return looks like nobody else's. Six simulators handle that, and they fill themselves from your data if you let them.
Avuru does not replace a tax adviser. These simulators give you an order of magnitude, not a filing.
Knowing where you land in ten years.
Bankin' is cheaper than us, and there is no point dancing around it. The difference sits elsewhere. The free tier gives you two accounts with no card. After that EUR 5.99 a month for unlimited accounts, EUR 15.99 for full budgeting and AI, EUR 36.99 for Avuru Connect. Fourteen days of trial on every paid plan, matched to the European withdrawal period so the first charge lands after it closes rather than before.
Payments are not open yet. You can use the free tier right now.
What you pay, on both sides.
Public prices as of August 2026. Neither free trial asks for a card.
- Free: 2 accounts, no card
- Lite: EUR 5.99 a month or EUR 54.99 a year
- Plus: EUR 15.99 a month or EUR 149.99 a year
- Pro: EUR 36.99 a month or EUR 349.99 a year, with Avuru Connect
- Free: current accounts, categorisation, budget, cashback
- Plus: EUR 4.99 a month or EUR 39.99 a year, 30 day trial
- Pro: EUR 19.99 a month or EUR 99.99 a year
- Cashback and affiliate deals on top of the subscription
Frequently asked questions
How much is Bankin' Plus?
EUR 4.99 a month, or EUR 39.99 a year, with a 30 day trial. The professional version goes to EUR 19.99 a month or EUR 99.99 a year.
Why does the cashback matter?
It is not a problem in itself, and it genuinely pays. But it means part of the publisher's revenue depends on what you buy and where. Avuru is paid by the subscription and by nothing else.
Does Avuru sync my banks the way Bankin' does?
Not yet. Automatic PSD2 connection is on the way. Today you import a PDF statement, a photo, a CSV or an OFX file and Avuru pulls the transactions out.
What does Avuru do that Bankin' does not?
Luxembourg tax with six simulators, control from Claude through Avuru Connect, a FIRE planner with Monte Carlo simulation, and a hierarchy of needs that puts rent before the holiday.
Is Avuru more expensive than Bankin'?
Yes on the first paid tier: EUR 5.99 against EUR 4.99. Avuru's free tier gives you two accounts and asks for no card.
Can I try it without paying?
A public demo opens with no account and no email, and every paid plan comes with a 14 day trial.
Other comparisons
Try it without installing or paying anything.
The demo opens with no account and no email. If Avuru suits you, the free tier asks for no card. And if you change your mind, everything deletes in one click.
Start for free