Looking for a Bankin' alternative in 2026?
Bankin' handles day to day money well, for €4.99 a month. Two things hold it back: part of its revenue comes from cashback and affiliate deals on your spending, and it projects nothing ten years out.
Stay on Bankin' if
- You mainly want to follow the current month, and Bankin' has done that well for years.
- The cashback earns you more than it bothers you.
- €4.99 a month, or €39.99 a year, is the cheapest price on this page.
- Your accounts need to sync on their own, right now.
Move to Avuru if
- You want to know where you land in ten years, not just on the 30th of the month.
- You live between two countries, expat or cross-border: multi-currency, and six tax simulators, Luxembourg first.
- You prefer a publisher paid by your subscription and by nothing else.
- You want to run your accounts from a conversation with an AI.
What each one does for real.
Bankin' wins several rows of this table and they are all here, including the ones where we are not ready yet. A comparison page that never loses is useful to nobody.
Your accounts, without opening the app.
Bankin' lives in your phone. Unlock it, open the app, find the right screen. Avuru works that way too, and it also runs from Claude. Paste a key once, and the question gets asked where you are already typing. How much did I spend on restaurants in July. Add the garage invoice. Move the grocery budget to €400.
Bankin' exposes no MCP server. Avuru Connect comes with the Pro plan, and the 14 day trial opens it.
When your payslip crosses the border.
Bankin' is built around a French current account. The moment your salary comes from Luxembourg, Switzerland or anywhere else, the app keeps counting your spending but stops saying anything about what you owe, or to whom. Avuru shows your accounts in euros, dollars or Swiss francs, and puts the six tax simulators next to the budget instead of in a separate app.
Luxembourg first, other jurisdictions after. Order of magnitude, not a filing: a tax adviser is still a tax adviser.
Next month, and 2049.
Bankin' answers the current-month question very well. That is its ground, and €4.99 a month is still the lowest price on this page. The question the app never asks is the one about dates: what age you stop working, and with what. Avuru runs ten thousand market scenarios and hands you a probability rather than a smooth curve. The free tier gives two accounts, then €5.99 a month for unlimited accounts, €15.99 for full budgeting and AI, €36.99 for Avuru Connect.
Payments are not open yet. Two free accounts, no card, available right now.
What you pay, on both sides.
Public prices as of August 2026. Neither free trial asks for a card.
- Free: 2 accounts, no card
- Lite: €5.99 a month or €54.99 a year
- Plus: €15.99 a month or €149.99 a year
- Pro: €36.99 a month or €349.99 a year, with Avuru Connect
- Free: current accounts, categorisation, budget, cashback
- Plus: €4.99 a month or €39.99 a year, 30 day trial
- Pro: €19.99 a month or €99.99 a year
- Cashback and affiliate deals on top of the subscription
Frequently asked questions
How much is Bankin' Plus?
€4.99 a month, or €39.99 a year, with a 30 day trial. The professional version goes to €19.99 a month or €99.99 a year.
Why does the cashback matter?
It is not a problem in itself, and it genuinely pays. But it means part of the publisher's revenue depends on what you buy and where. Avuru is paid by the subscription and by nothing else.
Does Avuru sync my banks the way Bankin' does?
Not yet. Automatic PSD2 connection is on the way. Today you import a PDF statement, a photo, a CSV or an OFX file and Avuru pulls the transactions out.
What does Avuru do that Bankin' does not?
Six tax simulators for expats and cross-border workers, Luxembourg first, control from Claude through Avuru Connect, a FIRE planner with Monte Carlo simulation, and a hierarchy of needs that puts rent before the holiday.
Is Avuru more expensive than Bankin'?
Yes on the first paid tier: €5.99 against €4.99. Avuru's free tier gives you two accounts and asks for no card.
Can I try it without paying?
A public demo opens with no account and no email, and every paid plan comes with a 14 day trial.
Other comparisons
Try it, then compare for yourself.
The demo opens with no account and no email. The free tier asks for no card. And if Bankin' suits your daily life better, keep it: nothing forces you to settle this today.
Start for free