Avuru Finance. Smart investing, for everyone.

All your banks, brokers and assets consolidated, read-only. Leaks plugged, capital optimised — a number that climbs, for the right reasons.

Free to start · no card · read-only PSD2

See Avuru in action
Read-only
PSD2 via licensed aggregators — Avuru can never touch your money
0% commission
Never a fee on your assets, never a resale of your data
Multi-currency
EUR, USD, CHF consolidated — built for cross-border lives
Luxembourg
Designed and hosted in the European Union, GDPR-native
01 — See

Every account. Every currency. One number.

Smart decisions start with seeing all of it: read-only banks, brokers, crypto, real estate and loans — assets minus liabilities, updated automatically.

Read-only PSD2 connection — your credentials stay with your bank
AI categorisation — fix it once, it remembers forever
Document vault — with OCR and expiry alerts
Runway gauge — how many months you'd last with no income
See it in the demo →
BGL BNP Paribas 2 accounts · PSD2184,210 €
Spuerkeess 1 account · PSD246,830 €
Trade Republic Portfolio · API128,400 €
Real estate Tracked estimate253,040 €
Mortgage Remaining− 130,170 €
Net worth482,310 €
02 — Act

The money that leaked comes back.

Smart investing starts with stopping needless losses: the AI audit hunts ghost subscriptions, duplicates and above-market contracts — and drafts your negotiation script.

Subscription audit — unused, duplicate, above-market: detected
Predictive sentinel — low balances and anomalies seen before the problem
Round-up savings — every purchase rounded, the difference set aside
Luxembourg tax calendar — never a deadline missed again
See it in the demo →
Gym Unused for 6 monthsCANCEL
Video streaming Duplicate detectedDUPLICATE
Car insurance 28% above marketNEGOTIATE
Music Used dailyKEEP
Recoverable this month+ 74 € / mo
03 — Steer

Capital works. You see how far.

Your strategy finally sharpens once measured and projected: real performance after fees across every broker, dated goals recalculated every night, and your financial freedom converted into months.

Real performance (TWR) — net of fees, all brokers consolidated
Dated goals — "deposit reached March 2029", recalculated nightly
FIRE counter — the age when working becomes a choice
What-if scenarios — every big decision tested before you make it
See it in the demo →
38 months
of future freedom already bought — 14% of your independence funded
TODAYWORK OPTIONAL — 2045
Guidance · goalsSoon

A windfall — now what?

An inheritance, a bonus, the sale of a property — suddenly there's a sum, and no idea what to do with it. Where to start? Who to trust? Avuru guides you by your profile and goals: what exists, what fits your horizon and risk tolerance, and when to see a licensed professional.

Profile & goals — horizon, project, risk tolerance: clear guidance in a few questions
What exists, explained — savings, life insurance, PEA, ETFs, real estate… the benefits and the fees, no jargon
First roadmap — where to start, in what order
When to see a pro — Avuru tells you when a licensed adviser is worth it

Educational guidance only — Avuru is not personalised investment advice. You decide; we bring the clarity.

Join the list →
Horizon 8 yrsModerate riskGoal: home deposit
Safety cash, buffersSavings · € fund
Growth long horizonPEA · world ETF
Wrapper tax-efficientLife insurance
Real diversificationReal estate · REITs
When to see a pro> €100k or complex tax
Intelligence · Native AI

Ask. Get the answer.

No spreadsheet, no report to read. You ask, Avuru reads your accounts and answers like an adviser — in seconds.

Try the assistant →
Avuru · Assistant
Question

“How much did I spend on restaurants this quarter?”

Answer
€ 1,847.

23% higher than Q1. Peak in March during the Milan trip.

Time, your best ally

Time does most of the work.

5,900 €

what your saving effort produces in 36 months.

Start small, start early, keep going — that's the whole secret.

Indicative projection, 6% average annual return, excluding inflation. Educational simulation, not investment advice.

Pricing

A price that has to pay for itself.

Zero hidden fees, zero commission on your assets. Our rule: if Avuru doesn't make you more than it costs, leave — cancel in one click.

Free
0 € / forever
Free forever

Finally see the whole number.

  • 2 accounts connected
  • Transaction tracking
  • Manual categorisation
Sign up
Lite
5.99 € / month
or 54.99 €/year · 3-day trial

All your accounts, no limit.

  • Unlimited accounts
  • VIP support
  • Everything in Free
Choose Lite
Plus
15.99 € / month
or 149.99 €/year · 14-day trial

Net worth, supercharged by AI.

  • AI insights & suggestions, full budgeting
  • Financial roadmap, fee scanner, recurring detection
  • Wealth statement, family mode
  • Everything in Lite
Choose Plus
Pro
36.99 € / month
or 349.99 €/year · 14-day trial

Personal and business, in one place.

  • B2B accounts
  • Holding mode
  • Everything in Plus
Choose Pro
Security

Clarity starts with trust.

Read-only

PSD2 via licensed aggregators. Avuru never sees your credentials and can place no order — it's structural.

AES-256

Encryption at rest and in transit, keys in a dedicated hardware module, every request signed and logged.

EU sovereign

Data hosted in the European Union, GDPR compliant, no cross-jurisdiction transfer.

Your data is yours

Full export anytime, permanent deletion in one click. Nothing resold, ever.

Transparency on our certifications: GDPR and the PSD2 framework are effective today; external audits are underway — each report will be published once obtained. A specific question? security@avurufinance.com

There are those who watch the world change.

And those who own the assets that change it.

Here, you leave the crowd of spectators.

We don't sell stock charts.

We sell years of future freedom.

Community

The product is built with you.

Join the forum: ask your questions, vote for the next features, and connect with other members.

Avuru Finance. Smart investing, for everyone.

Starting today, if you want. Free to start, 60 seconds to open, reversible in one click.

Start for free

Or explore the demo first — no account, no email.

Start for free